Experience our 1st Class Customer Service and satisfy your financing goals

The Kirk Mulhearn Team provides one-stop shopping

With the radically changing finance and mortgage markets, customers need more then ever experienced mortgage planners, processors, and funders to get your loan funded quickly and inexpensively.  At Bristol Home Loans, the Kirk Mulhearn Team will take care of all the details and answer all of your questions.  We want to make sure that our clients are completely informed about what options they have and execute a clean process that leaves clients smiling. 

Buying a Home?

If you are in the process of purchasing a new home, whether it is your first time or you have already experienced the home buying process, we are pleased to assist you in procuring the best loan possible.  It is critical that you are given options on what kind of loans are available for your budget and compare different programs that will be the most economic and wise choice for your individual needs.  Loans need to be matched to the intent of the borrower and that is our expertise.

Refinancing your existing Home?

If you already own a home and would like to explore the process of getting a new loan, whether you want to just lower your rate, or take money out to consolidate bills, pay off credit cards, invest, or for any reason we can help make the transaction run quickly, smoothly, and as worry-free as possible.

Maximize this Great Website to get the best deal

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

	Top News Mid-Day Recap: Labor Reports Send Markets into Freefall  - 1 day ago The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years.?The heavy loss of jobs in June is a warning that the road to recovery will be bumpy, but doesn't yet indicate that we have gone off the track? . . . ...(read more) The Day Ahead: Markets Hesitant Ahead of Employment Data - 1 day ago Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month?s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbers or the ADP private employment report. The consensus looks for 325,000 jobs to have vanished this month, with forecasts ranging between 225,000 and 435,00...(read more) HARP Guidelines Allow for 125% LTV. Originators Still Skeptical - 2 days ago The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, which has blocked many borrowers from utilizing HARP....(read more) Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications - 2 days ago A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(read more) Mixed Data for Real Estate, ISM Index Improves - 2 days ago Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(read more)